IRS Tax Tip 2026-30: Need more time to file? Don’t wait, request an extension

Issue Number: Tax Tip 2026-30

Need more time to file? Don’t wait, request an extension

The April 15 deadline to file federal income tax returns is coming up fast. Taxpayers who need more time to file, should request an extension by the filing due date. An extension gives people until October 15 to file without penalties.

It’s important to know, the extension is only for filing a return and not for extra time to pay, if taxes are owed. Taxpayers are still obligated to pay taxes due on April 15, 2026, to avoid penalties and interest. There are options available for people who can’t pay the full balance before the deadline, but they shouldn’t delay any longer.

Three ways to request an extension

• Pay online and select extension. Taxpayers can pay what they owe using an online payment option, then click on extension as the reason for the payment. The taxpayer will receive a confirmation number of their extension for their records. There’s no need to file any additional forms.
• Use IRS Free File. All individual filers can use the program to request an automatic extension, regardless of income and at no cost to them. However, there are income requirements when using IRS Free File to file taxes.
• Request an extension by mail. File Form 4868, Application for Automatic Extension of Time To File U.S. Individual Income Tax Return. Taxpayers can file by mail, online with an IRS e-filing partner or through a tax professional. They must estimate how much tax is owed for the year on the extension form and subtract the taxes already paid for the filing year and pay the balance owed.

Taxpayers serving in a combat zone or qualified hazardous duty areas, living outside of the United States, or affected by certain disaster situations may be eligible for additional time to file and pay. They should check their eligibility before the tax filing deadline.

People who can’t pay the full balance owed by April 15 should still pay what they can and apply for a payment plan, also called an installment agreement or online payment agreement. Most applicants receive immediate notification of approval or denial, without having to call or write to the IRS.

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